Car Loan Calculator
Enter the vehicle price, down payment, trade-in value, sales tax rate and loan terms to estimate your monthly car payment.
Car Loan Calculator
Estimate your monthly car payment, total interest and amount financed for an auto loan.
This is an estimate for general informational purposes only, not a loan offer. Actual sales tax rules, fees (title, registration, documentation) and lender terms vary by location and lender.
A car loan payment depends on more than just the sticker price — the amount you actually finance is the vehicle price plus sales tax, minus your down payment and any trade-in credit. This calculator walks through that full math, then applies a standard amortization formula to estimate your monthly payment and total interest over the loan term.
Example
- With the default values shown above, this calculator returns: Sales Tax ≈ USD 1,800.00; Amount Financed ≈ USD 28,800.00; Monthly Payment ≈ USD 563.51; Total Interest Paid ≈ USD 5,010.30.