India Capital Gains Tax Calculator (Equity & Mutual Funds)
Enter your capital gain amount and whether it is short-term or long-term to estimate the tax due.
Reflects Post-Budget 2024 rates rates (effective 2024-07-23).
Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing.
Source.
India Capital Gains Tax Calculator (Equity & Mutual Funds)
Estimate LTCG and STCG tax on listed equity shares and equity mutual funds.
This is an estimate for general informational purposes only, not tax advice. It applies only to listed equity shares and equity-oriented mutual funds where Securities Transaction Tax (STT) has been paid — other assets (debt funds, property, gold) follow different rules.
Following changes announced in the July 2024 Union Budget, long-term capital gains (holding period over 12 months) on listed equity/equity mutual funds are taxed at 12.5% above an annual exemption of ₹1,25,000, while short-term gains (12 months or less) are taxed at 20%.
Example
- With the default values shown above, this calculator returns: Exempt Amount ≈ INR 125,000.00; Taxable Gain ≈ INR 75,000.00; Tax Due ≈ INR 9,375.00.
Frequently Asked Questions
What counts as long-term for equity?
For listed shares and equity mutual funds, a holding period of more than 12 months qualifies as long-term; 12 months or less is short-term.
Did the LTCG exemption limit change?
Yes — the July 2024 Budget raised the annual LTCG exemption on eligible equity from ₹1,00,000 to ₹1,25,000 and raised the LTCG rate from 10% to 12.5%.