USA FICA Tax Calculator (Social Security & Medicare)
Enter your gross annual wages to estimate Social Security tax, Medicare tax, and any Additional Medicare Tax withheld.
USA FICA Tax Calculator (Social Security & Medicare)
Estimate your employee-side Social Security and Medicare (FICA) payroll tax withholding.
FICA payroll tax has two parts: 6.2% Social Security tax, which stops once wages hit the annual wage base ($184,500 for 2026), and 1.45% Medicare tax, which applies to all wages with no cap. High earners also pay an extra 0.9% Additional Medicare Tax above $200,000.
Example
- With the default values shown above, this calculator returns: Social Security Tax (6.2%) ≈ USD 5,580.00; Medicare Tax (1.45%) ≈ USD 1,305.00; Additional Medicare Tax (0.9%) ≈ USD 0.00; Total FICA Withheld ≈ USD 6,885.00.
Frequently Asked Questions
Why does Social Security tax stop increasing?
Social Security tax only applies up to the annual wage base ($184,500 in 2026) — wages above that amount are not subject to the 6.2% Social Security tax, though Medicare tax still applies.
Does my employer pay FICA too?
Yes — employers match the 6.2% Social Security and 1.45% Medicare tax (but not the 0.9% Additional Medicare Tax), so the combined FICA burden is roughly double what is shown here.