USA Child Tax Credit Calculator

Enter your number of qualifying children, filing status, and modified adjusted gross income to estimate your Child Tax Credit.

Reflects 2026 rates (effective 2026-01-01). Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing. Source.

USA Child Tax Credit Calculator

Estimate your federal Child Tax Credit after any high-income phase-out.

This is an estimate for general informational purposes only, not tax advice. It approximates the phase-out as a smooth 5% reduction rather than the exact $50-per-$1,000-increment rounding, and assumes each child has a valid Social Security number and meets the relationship, age, and residency tests.

The Child Tax Credit provides up to $2,000 per qualifying child under age 17. It phases out by $50 for every $1,000 (or part thereof) that your modified adjusted gross income exceeds $200,000 (single/head of household) or $400,000 (married filing jointly).

Example

  • With the default values shown above, this calculator returns: Phase-Out Threshold ≈ USD 200,000.00; Credit Before Phase-Out ≈ USD 4,000.00; Phase-Out Reduction ≈ USD 1,000.00; Estimated Child Tax Credit ≈ USD 3,000.00.

Frequently Asked Questions

How much is the Child Tax Credit per child?

Up to $2,000 per qualifying child under age 17, with up to $1,700 of that potentially refundable as the Additional Child Tax Credit for 2026.

At what income does the credit start phasing out?

The phase-out begins at $200,000 of modified AGI for single/head-of-household filers, or $400,000 for married couples filing jointly.

Sources

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