Canada Land Transfer Tax Calculator (Ontario)

Enter the purchase price to estimate Ontario Land Transfer Tax, optionally adding Toronto’s municipal tax and a first-time buyer rebate.

Reflects Ontario 2026 rates rates (effective 2017-01-01). Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing. Source.

Canada Land Transfer Tax Calculator (Ontario)

Estimate Ontario Land Transfer Tax, including the Toronto Municipal Land Transfer Tax and first-time buyer rebate.

This is an estimate for general informational purposes only, not legal advice. The Toronto Municipal LTT rebate for first-time buyers (up to $4,475) is not included here — only the provincial rebate is applied; verify both rebates directly with the City of Toronto and Ontario Ministry of Finance.

Ontario charges Land Transfer Tax on a marginal, bracket basis from 0.5% up to 2.5% of the purchase price. Properties in the City of Toronto also owe a near-identical Toronto Municipal Land Transfer Tax on top. First-time buyers can receive a rebate of up to $4,000 against the provincial tax.

Example

  • With the default values shown above, this calculator returns: Ontario Land Transfer Tax ≈ CAD 8,475.00; Toronto Municipal Land Transfer Tax ≈ CAD 0.00; First-Time Buyer Rebate (Provincial) ≈ CAD 0.00; Total Land Transfer Tax Due ≈ CAD 8,475.00.

Frequently Asked Questions

Do I pay Land Transfer Tax twice if I buy in Toronto?

Yes — Toronto is the only Ontario municipality with its own additional Municipal Land Transfer Tax, charged using nearly identical brackets on top of the provincial tax.

How much is the first-time buyer rebate?

Ontario offers a rebate of up to $4,000 off the provincial Land Transfer Tax for eligible first-time buyers; Toronto offers a separate municipal rebate of up to $4,475.

Sources

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