UAE GPSSA Pension Contribution Calculator
Enter your monthly contribution salary to estimate your and your employer’s GPSSA pension contributions.
Reflects 2026 rates (effective 2023-10-31).
Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing.
Source.
UAE GPSSA Pension Contribution Calculator
Estimate GPSSA pension contributions for UAE national employees.
This is an estimate for general informational purposes only, not financial advice. GPSSA applies only to UAE national employees, not expatriates (who instead receive an end-of-service gratuity). Contribution rates can vary slightly by emirate-level pension authority for some government employees.
The GPSSA pension scheme applies to UAE national employees only. Contributions are calculated as a percentage of “contribution salary,” capped at AED 70,000 per month, split between the employee, employer, and the government.
Example
- With the default values shown above, this calculator returns: Capped Contribution Salary ≈ AED 20,000.00; Employee Contribution (5%) ≈ AED 1,000.00; Employer Contribution (15%) ≈ AED 3,000.00; Government Contribution (2.5%) ≈ AED 500.00; Total Monthly Contribution ≈ AED 4,500.00.
Frequently Asked Questions
Does GPSSA apply to expatriate employees?
No — GPSSA pension contributions apply only to UAE national employees. Expatriate employees instead accrue an end-of-service gratuity when their employment ends.
Is there a cap on contribution salary?
Yes — contributions are calculated on a “contribution salary” capped at AED 70,000 per month, regardless of how much higher an employee’s actual salary is.