Net Worth Calculator
Enter your total assets and total liabilities to calculate your net worth and see where you currently stand.
Net Worth Calculator
Calculates your net worth from total assets minus total liabilities and shows whether it's positive or negative.
Net worth is simply everything you own minus everything you owe, and this calculator applies that subtraction directly to the totals you enter, also flagging whether the result is positive, negative, or right at breakeven. Tracking this single number over time — recalculating it every few months — is one of the simplest ways to see whether your overall financial position is trending in the right direction, independent of month-to-month cash flow swings.
Example
- With the default values shown above, this calculator returns: Net Worth ≈ $160000; Status = 160000.0.
Frequently Asked Questions
What counts as an asset?
Anything you own with monetary value: cash, bank balances, investment and retirement accounts, real estate, and vehicles are all common examples.
What counts as a liability?
Any money you owe: mortgages, auto loans, student loans, and credit card balances are typical liabilities.
Is a negative net worth unusual?
No — it's common early in adulthood (e.g. with student loans or a new mortgage) and tends to improve over time as debts are paid down and assets grow.
Sources
- Standard formula, publicly documented method