India PPF Calculator (Public Provident Fund)
Enter your planned annual PPF contribution, the current interest rate, and the investment period to estimate your maturity corpus.
India PPF Calculator (Public Provident Fund)
Project the maturity value of your Public Provident Fund (PPF) account.
The Public Provident Fund (PPF) is a government-backed long-term savings scheme with a 15-year lock-in, annual compounding, and interest that is fully tax-free under Section 10(11). This calculator assumes contributions are made at the start of each year, the way PPF interest is actually credited.
Example
- With the default values shown above, this calculator returns: Total Amount Invested ≈ INR 2,250,000.00; Maturity Value ≈ INR 4,068,209.22; Total Interest Earned ≈ INR 1,818,209.22.
Frequently Asked Questions
Is PPF interest taxable?
No. PPF falls under the EEE (Exempt-Exempt-Exempt) category — contributions, interest earned, and the maturity amount are all tax-free under current Indian tax law.
What is the PPF lock-in period?
PPF has a 15-year lock-in, though partial withdrawals are allowed from the 7th year and the account can be extended in blocks of 5 years after maturity.