Philippines Pag-IBIG Contribution Calculator
Enter your monthly basic salary to estimate your Pag-IBIG contribution.
Philippines Pag-IBIG Contribution Calculator
Estimate your monthly Pag-IBIG Fund (HDMF) contribution.
This is an estimate for general informational purposes only, not financial advice. Some employers voluntarily contribute above the ₱10,000 salary cap to boost an employee’s savings — this calculator shows the statutory minimum only.
The Home Development Mutual Fund (Pag-IBIG) requires a monthly contribution of 2% of monthly compensation from both employee and employer, calculated on a salary capped at ₱10,000 for most employees (1% employee rate applies only to those earning ₱1,500 or below).
Example
- With the default values shown above, this calculator returns: Contribution Base Salary ≈ PHP 10,000.00; Employee Rate ≈ 2; Employee Share ≈ PHP 200.00; Employer Share (2%) ≈ PHP 200.00; Total Monthly Contribution ≈ PHP 400.00.
Frequently Asked Questions
What is the Pag-IBIG contribution cap?
Contributions are calculated on a maximum monthly compensation of ₱10,000, even if your actual salary is higher, unless your employer voluntarily contributes more.
What does Pag-IBIG money get used for?
Pag-IBIG savings earn dividends and can be withdrawn at membership maturity, and members can also apply for Pag-IBIG housing loans and multi-purpose loans against their contributions.