Singapore CPF Contribution Calculator
Enter your monthly wage to estimate your CPF contributions (employee aged 55 and below).
Reflects 2026 rates rates (effective 2026-01-01).
Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing.
Source.
Singapore CPF Contribution Calculator
Estimate your monthly CPF contributions in Singapore.
This is an estimate for a private-sector employee aged 55 and below. CPF contribution rates step down for older employees, and Additional Wage (bonus) contributions follow a separate ceiling not modeled here.
For a private-sector employee aged 55 and below, CPF contributions are 20% (employee) plus 17% (employer) of monthly wages, up to the Ordinary Wage ceiling of S$8,000/month.
Example
- With the default values shown above, this calculator returns: CPF-Applicable Wage (Capped) ≈ SGD 6,000.00; Employee CPF Contribution (20%) ≈ SGD 1,200.00; Employer CPF Contribution (17%) ≈ SGD 1,020.00; Total CPF Contribution ≈ SGD 2,220.00; Take-Home After Employee CPF ≈ SGD 4,800.00.
Frequently Asked Questions
What is the Ordinary Wage ceiling?
For 2026, the monthly Ordinary Wage ceiling is S$8,000 — CPF contributions apply only up to this amount of monthly wage, with no CPF owed on the excess.
Do older employees pay the same rate?
No — CPF contribution rates step down progressively for employees above age 55, reaching lower combined rates for those over 65. This calculator applies the age-55-and-below rate only.