Singapore Property Tax Calculator (Owner-Occupied)
Enter your property’s Annual Value (AV) to estimate owner-occupied residential property tax.
Singapore Property Tax Calculator (Owner-Occupied)
Estimate annual property tax on an owner-occupied residential property.
Singapore property tax for owner-occupied homes is charged progressively on Annual Value (AV) — the estimated annual rent the property could fetch — with the first S$12,000 of AV tax-free and rates rising to 32% on AV above S$140,000.
Example
- With the default values shown above, this calculator returns: Annual Property Tax ≈ SGD 960.00.
Frequently Asked Questions
What is Annual Value (AV)?
AV is IRAS’s estimate of the annual rent your property could fetch if let out, excluding furniture and maintenance — it is not the same as your purchase price or market value, and is reviewed periodically by IRAS.
Do rented-out properties pay the same rate?
No — non-owner-occupied residential properties are taxed at a separate, higher progressive scale starting at 12% (vs. 0% for the first band of an owner-occupied home) since they are treated as investment properties.
