UAE DLD Property Transfer Fee Calculator

Enter the property price and, if financed, the mortgage amount, to estimate DLD fees due.

Reflects 2026 rates (effective 2013-01-01). Last checked 2026-09-11 · v1. Tax rules change — verify against an official source before relying on this for a filing. Source.

UAE DLD Property Transfer Fee Calculator

Estimate Dubai Land Department (DLD) transfer and mortgage registration fees.

This is an estimate for general informational purposes only, not legal or financial advice. It does not include other closing costs such as agent commission (typically 2%), the DLD Trustee Office admin fee, or NOC fees from the developer.

Buying property in Dubai incurs a Dubai Land Department (DLD) transfer fee of 4% of the purchase price. If the purchase is financed with a mortgage, an additional mortgage registration fee of 0.25% of the loan amount plus AED 290 applies.

Example

  • With the default values shown above, this calculator returns: DLD Transfer Fee (4%) ≈ AED 60,000.00; Mortgage Registration Fee ≈ AED 2,790.00; Total DLD Fees ≈ AED 62,790.00.

Frequently Asked Questions

Who normally pays the 4% DLD transfer fee?

By market convention the buyer typically pays it, though this can be negotiated between buyer and seller — the government does not mandate which party pays it.

Is the mortgage fee based on the property price or the loan amount?

It is based on the mortgage (loan) amount, not the full property price — calculated as 0.25% of the loan amount plus a flat AED 290 administrative charge.

Sources

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