Germany Net Salary Calculator (Brutto-Netto)
Enter your annual gross salary to estimate income tax, social insurance contributions and net take-home pay.
Germany Net Salary Calculator (Brutto-Netto)
Estimate your German net salary from gross salary, including tax and social insurance.
This calculator estimates your German net salary by deducting income tax (using the 2026 tariff), a simplified Solidaritätszuschlag, and the employee’s share of the four main social insurance branches: pension, unemployment, health and long-term care insurance.
Example
- With the default values shown above, this calculator returns: Income Tax ≈ EUR 10,548.33; Solidarity Surcharge (Soli) ≈ EUR 0.00; Pension Insurance (9.3%) ≈ EUR 4,650.00; Unemployment Insurance (1.3%) ≈ EUR 650.00; Health Insurance (~8.75%) ≈ EUR 4,375.00; Long-Term Care Insurance ≈ EUR 1,200.00; Net Salary (Annual) ≈ EUR 28,576.67; Net Salary (Monthly) ≈ EUR 2,381.39.
Frequently Asked Questions
Why might my actual net pay differ?
Your tax class (Steuerklasse), church tax, your specific health insurer’s additional contribution rate, and any employer benefits all affect your actual net pay — this is a simplified single-taxpayer estimate.
What if I have children?
Employees with children pay a lower long-term care insurance rate (1.8% vs. 2.4% for childless employees over 23) — tick the checkbox above to reflect this.